Fintech & Payments

● Active Service
💳

Fintech & Payments Platform Development

$50K – $150K+

End-to-end development of payment platforms, banking integrations, and compliance-ready fintech infrastructure. Proven on iOS, Android, and web -- with real money moving through real rails.

What's Included

  • Payment rail integrations (Sila, Stripe, Finix)
  • iOS & Android mobile banking apps
  • KYC/AML compliance workflows
  • Transaction reconciliation & reporting
  • Fraud detection tooling
  • Regulatory audit-ready architecture

Who This Is For

Companies that need to integrate payment rails, build banking apps, or get compliance infrastructure in place — without hiring a full-time fintech engineering team. Our typical engagement is a business that has a payment problem it cannot afford to get wrong: a startup launching a money movement product, an operator adding embedded payments, or a platform replacing a legacy payment processor.

What This Looks Like In Practice

We have built iOS and Android banking apps with Sila money transfer integration. We have wired Stripe and Finix into e-commerce and marketplace platforms. We have built KYC onboarding flows, transaction reconciliation dashboards, and fraud detection tooling. These are not reference implementations — they are production systems processing real transactions.

How We Approach It

Every fintech engagement starts with a compliance and architecture review before a single line of code is written. Payment rails have opinions about data structure, error handling, and reconciliation. Getting these right up front costs far less than retrofitting them after launch.

We build with auditability in mind from day one. That means structured logs, clear transaction states, and documentation that holds up when a regulator or acquirer asks questions.

Engagement Options

  • MVP Build: Core payment integration, basic KYC, and launch-ready app. Scoped for speed.
  • Full Platform: End-to-end build including fraud tooling, reconciliation, reporting, and compliance documentation.
  • Integration Rescue: Your payment integration is broken or underperforming. We diagnose and fix.

Frequently Asked Questions

What payment processors do you work with?

Sila, Stripe, and Finix are our primary integrations. We have deep experience with Sila for ACH-based banking applications.

Do you handle compliance documentation?

Yes. Compliance docs, audit trails, and runbooks are part of every fintech engagement — not an add-on.

How long does a typical engagement take?

MVP builds run 8-16 weeks. Full platforms are 20-40 weeks. Integration rescues are typically 4-8 weeks.

Why PLECCO for This Service

We have shipped real payment rails

Not a firm that has "advised" on payments — we have integrated Sila, Stripe, and Finix into production apps moving real money for real clients.

Compliance is built in, not bolted on

KYC, AML, and audit trail design are part of our architecture process from day one. We have seen what regulators ask for.

Mobile-first fintech capability

iOS and Android banking apps are in our portfolio. We build the full stack — API, mobile client, and back-office tooling.

Ready to Talk?

Every engagement starts with a 30-minute discovery call. No pitch deck, no commitment — just a straight conversation about your situation.

Book a Discovery Call → View All Services

🏆 Proven In Production

BurroPay

iOS/Android banking app with Sila money transfer integration — built end-to-end for a regulated fintech client.

Ready to Get Started?

Tell us what you are working on. We will tell you exactly how we would approach it — no pitch deck, no commitment required.

Start a Conversation →