Fractional CTO
Fractional CTO
Senior technical leadership on a monthly retainer. The strategic layer most growing businesses are missing — without the $250K full-time hire.
Most $3M–$25M businesses have developers. What they do not have is someone making the right architectural decisions, keeping vendors accountable, guiding the team toward the correct priorities, and protecting the business from technical choices that look right today but hurt badly in two years.
A Fractional CTO from PLECCO brings that layer without the overhead of a full-time executive. We step into your business as your on-call technical leader — available, engaged, and aligned to your growth goals on a monthly retainer basis.
What a Fractional CTO Does for You
Architecture & Technology Decisions
Every major technical decision — platform choices, database architecture, API design, third-party integrations — reviewed before it becomes a decision you cannot undo. We have seen what works and what breaks at scale.
Dev Team Leadership & Oversight
Code review processes, engineering hiring criteria, sprint planning hygiene, and team structure. Your developers perform better when there is an experienced technical voice they respect setting standards.
Technology Roadmap Ownership
A rolling 90-day roadmap tied to your business objectives — not just a backlog of features. We align technical priorities to revenue, margin, and operational goals so the team is always building what matters most.
Vendor & Partner Management
Holding your SaaS vendors, hosting providers, and third-party developers accountable to the commitments they make. We speak their language, which changes the conversation entirely.
AI & Automation Strategy
Identifying where AI creates real leverage in your specific business, evaluating tools and vendors honestly, and building an automation roadmap that compounds over time.
Security & Compliance Posture
Security review, access controls, data handling practices, and compliance readiness — particularly important for fintech and payment businesses where a breach or audit failure is existential.
Engagement Options
Advisory Retainer
- Weekly or bi-weekly strategy sessions
- On-call access for urgent technical questions
- Architecture review and decision support
- Quarterly technology roadmap reviews
- Vendor evaluation and selection support
Best for: Businesses with an existing dev team that needs senior strategic oversight.
Embedded Leadership
- Everything in Advisory, plus:
- Active dev team management and oversight
- Sprint planning and delivery accountability
- Hiring support — technical screening and interviews
- Direct involvement in architecture and code review
- Monthly executive briefing for board or investors
Best for: Businesses building out their tech stack or navigating a critical growth phase.
Who This Is For
This service is built for founders and operators who are technical enough to know they are missing something — but busy enough that they cannot own it themselves. If you have developers and no technical direction, are about to make a major technology investment, or are scaling fast and worried about what you are building on, a Fractional CTO gives you the layer you need.
Get a Technical Leader in Your Corner
The first conversation is free. Tell us where your technology is heading and what decisions are keeping you up at night — we will tell you if we are the right fit and what engagement looks like.